Independent Technical Analysis
Viainvest Review (2026): A Solid Alternative in Crowdlending
SafeInvest Score4.3
Asset ClassP2P Crowdlending (Securities backed by VIA SMS consumer debts)
Minimum Deposit€50.
Regulation / LicenseLatvian Investment Firm license, regulated under European directives
Viainvest allows you to invest in short-term consumer loans issued by the financial holding group VIA SMS Group, with very stable returns.
Key Advantages
- • Very attractive target return between 11% and 13% annually.
- • Short-term loans (many maturing in 30 days, providing high liquidity).
- • Regulated investment via audited financial instruments.
Disadvantages / Risks
- • Direct dependence on the financial health of a single holding group (VIA SMS Group).
- • Slightly less liquid secondary market compared to Mintos.
Is It Safe to Invest Your Money Here?
Similar to Mintos, Viainvest holds an investment firm license in Latvia. Your investments are structured as regulated debt securities and protected by the state investor compensation scheme up to €20,000.
Viainvest is ideal for investors who want to avoid the risk of complex multi-originator crowdlending platforms by concentrating exclusively on a solvent originator with an excellent track record.